Malvern Bancorp Inc. (MLVF)’s Financial Results Comparing With WVS Financial Corp. (NASDAQ:WVFC)

Malvern Bancorp Inc. (NASDAQ:MLVF) and WVS Financial Corp. (NASDAQ:WVFC), both competing one another are Savings & Loans companies. We will contrast their profitability, institutional ownership, analyst recommendations, risk, dividends, earnings and valuation.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Malvern Bancorp Inc. 27.93M 5.80 8.91M 1.31 15.89
WVS Financial Corp. 7.29M 4.32 2.66M 1.38 12.55

Table 1 demonstrates Malvern Bancorp Inc. and WVS Financial Corp.’s top-line revenue, earnings per share and valuation. WVS Financial Corp. seems to has lower revenue, but higher earnings compared to Malvern Bancorp Inc. The company that is more expensive between the two has a higher price-to-earnings ratio. Malvern Bancorp Inc. is trading at a higher price-to-earnings ratio than WVS Financial Corp., indicating that it is presently more expensive of the two stocks.

Profitability

Table 2 hightlights the return on equity, net margins and return on assets of the two companies.

Net Margins Return on Equity Return on Assets
Malvern Bancorp Inc. 31.90% 7.8% 0.8%
WVS Financial Corp. 36.49% 0% 0%

Risk & Volatility

Malvern Bancorp Inc.’s current beta is 0.27 and it happens to be 73.00% less volatile than Standard and Poor’s 500. WVS Financial Corp.’s 0.83 beta is the reason why it is 17.00% less volatile than Standard and Poor’s 500.

Dividends

On the other side WVS Financial Corp. pays an annual dividend of $0.32 per share. It’s dividend yield is 1.82%. Malvern Bancorp Inc. does not offer a dividend.

Analyst Ratings

Recommendations and Ratings for Malvern Bancorp Inc. and WVS Financial Corp. can be find in next table.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Malvern Bancorp Inc. 0 1 0 2.00
WVS Financial Corp. 0 0 0 0.00

Institutional & Insider Ownership

Institutional investors held 62.4% of Malvern Bancorp Inc. shares and 22.2% of WVS Financial Corp. shares. 2.3% are Malvern Bancorp Inc.’s share held by insiders. On the other hand, insiders held about 25.68% of WVS Financial Corp.’s shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Malvern Bancorp Inc. 0% -0.72% -0.53% -15.4% -12.55% 5.27%
WVS Financial Corp. 1.19% 12.4% 27.09% 3.37% 7.86% 17.02%

For the past year Malvern Bancorp Inc. has weaker performance than WVS Financial Corp.

Summary

Malvern Bancorp Inc. beats WVS Financial Corp. on 9 of the 14 factors.

Malvern Bancorp, Inc. operates as the holding company for Malvern Federal Savings Bank that provides various banking products and services to consumer and business customers in Pennsylvania. The company offers checking accounts, retirement accounts, money market accounts, time and savings accounts, interest and non-interest bearing accounts, NOW accounts, and CDARS/ICS reciprocal deposits; and debit and credit card, wire transfer, automated teller, Internet banking, ACH origination, safe deposit box, telephone banking, and mobile banking services. It also provides residential mortgage loans, such as one class and one-to four-family first lien residential mortgage loans; residential and commercial construction loans, and land loans; commercial loans, including commercial real estate loans, multi-family real estate loans, industrial loans, and commercial business loans; and consumer loans, such as home equity lines of credit, second mortgage loans, and unsecured consumer lines of credit. In addition, the company offers liquidity management, investment, custody, wealth planning, trust and fiduciary, insurance, and 401k services to high net worth individuals and families. Further, it provides remote deposit capture banking for business customers; and mobile remote deposit capture banking for retail and business customers. The company operates eight financial center offices in Chester and Delaware Counties, Pennsylvania, as well as a private banking loan production office in Morristown, New Jersey. Malvern Bancorp, Inc. was founded in 1887 and is headquartered in Paoli, Pennsylvania.

WVS Financial Corp. operates as the bank holding company for West View Savings Bank that provides various banking products and services to residents and businesses. The company offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, and certificates of deposit, as well as individual retirement account certificates. It also provides single-family and multi-family residential real estate loans; commercial real estate loans; construction loans; land acquisition and development loans; commercial loans comprising loans secured by accounts receivable, marketable investment securities, business inventory and equipment, and related collaterals; and consumer loans, such as home equity loans, home equity lines of credit, loans secured by deposit accounts, and personal and education loans. The company operates six offices in the North Hills suburbs of Pittsburgh, Pennsylvania. WVS Financial Corp. was founded in 1993 and is based in Pittsburgh, Pennsylvania.

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